As an authorized export-credit agency (ECA) SID Bank provides insurance for international commercial transactions against non-marketable risks on behalf of the Republic of Slovenia and for its account as its agent.

The funds required for the effective provision of insurance operations under the Law on Insurance and Financing of International Business Transactions (ZZFMGP) are provided to SID Bank by the Republic of Slovenia in the form of contingency reserves that are used to settle liabilities to the insured entities (claims payout) and to cover losses deriving from such transactions. Contingency reserves are created primarily from premiums, fees and commissions, recourse from paid claims and other revenues generated by SID Bank from insurance and reinsurance against non-marketable risks. If the claims incurred cannot be settled from the reserves indicated, funds for the payout are provided by the Republic of Slovenia.

Insurance services

Export Credit Insurance

• Supplier Credit
• Foreign Buyer Credit Insurance
• Foreign Bank Credit Insurance
• Purchase of Receivables Insurance
• Post-financing of L/C Insurance

Pre-Export Credit Insurance

• Designated Credit Insurance
• Credit Line Insurance

Investment Insurance

• Equity insurance
• Insurance of shareholders' loans
• Insurance of non-shareholders' loans

Insurance of Bank Service Guarantees